Insights
Insight for the next
era of growth.
Featured
The newest pieces from the Plutus21 team, across every format.

Strategy Memo
Safety and Speed Can Go Together
AI will make mistakes. They’ll be the ones who see problems early, know who owns them, and fix them fast.

Market Commentary
The Convergence At The Frontier
The next wave of adoption will include software doing commercial work on behalf of people and businesses. This kind of commercial activity requires infrastructure that is open and programmable.

Disruption Intelligence
How Leading Teams are Engineering Growth
Go-to-market engineering done right: why the winners use AI to build an intelligence layer instead of blasting thousands of automated emails.
Spotlight on: AI
How AI is changing the way companies build, operate and compete, and where we see the opportunity.
Podcasts
The Plutus21 team and guests on markets, venture and the infrastructure behind digital assets.
Listen on
Webinars
Live sessions with the Plutus21 team. Register for the next one, or catch up on past sessions.
All resources
Every memo, essay, episode, webinar and case study, newest first. Filter by format.

Webinar
Trusted Intelligence
How companies can move faster with AI while keeping clear ownership of how it's used across every team.
webinars

Strategy Memo
Safety and Speed Can Go Together
AI will make mistakes. They’ll be the ones who see problems early, know who owns them, and fix them fast.
research

Market Commentary
The Convergence At The Frontier
The next wave of adoption will include software doing commercial work on behalf of people and businesses. This kind of commercial activity requires infrastructure that is open and programmable.
Hamiz Awan & Arsala Khan
research

Disruption Intelligence
How Leading Teams are Engineering Growth
Go-to-market engineering done right: why the winners use AI to build an intelligence layer instead of blasting thousands of automated emails.
podcast

Strategy Memo
How the Fastest-Growing Companies Win Customers
GTM engineering connects data, AI, automation, and human decisions across marketing and sales to help teams reach the right buyers and act on demand.
Arsala Khan & Brad Herman
research

Case study
A Phased Operating Build Across Engineering, Integration and Commercial Scale
Plutus21 partnered with a PE backed safety and compliance data platform to build a more scalable operating model in stages — each designed around a different constraint.
Daniyal Awan & Brad Herman
case-studies

Case study
Digital Transformation of a High-Growth Middle-Market Platform
How Plutus21 stabilized the technology function, rebuilt delivery discipline, shipped customer-facing applications, and created the foundation for scalable, AI-enabled execution.
Brad Herman & Daniyal Awan
case-studies

Research Memo
Technology Is The Leverage
Technology, not financial engineering, provides the operating leverage to capture long-term value.
Hamiz Awan & Richard Raizes
research

Strategy Memo
Data Sovereignty Is Becoming a Competitive Requirement
A framework for separating the AI stack into what companies should own, control, and rent, and why proprietary data, ontology, and the outcome loop may become increasingly important sources of enterprise value.
Arsala Khan, Ben Elliott & Brad Herman
research

Disruption Intelligence
Data Sovereignty: Who Owns Your Data When AI Runs Your Workflows
Intelligence is becoming a commodity and the margin sits in the workflow. What that means for middle-market companies, and why owning your data now matters.
podcast

Strategy Memo
Tokenmaxxing Is As Ridiculous As It Sounds
AI token consumption became a performance metric, but rising token usage often failed to translate into higher output, revealing a deeper problem with how the industry measures AI-driven work.
Hamiz Awan
research

Research Memo
Dispersions Don’t Last
Why wide gaps between a sector’s winners and losers rarely last, and what that means for how investors should position.
Hamiz Awan
research

Research Memo
Investors Overestimate Their Ability To Time Cyclical Trades
Investors who plan to ride a hardware cycle and sell when earnings weaken usually exit too late. Why timing cyclical trades is harder than it looks.
Hamiz Awan
research

Research Memo
SpaceXAI IPO Supply Overhang
SpaceXAI’s medium-term price action may be more muted as shares unlock. In the long term, adoption, fundamentals, and valuation will matter.
Hamiz Awan
research

Disruption Intelligence
The Real Economics of AI: Subsidies, Commodities, and Where the Money Flows
A $200 AI subscription can cost up to $8,000 to serve. The subsidy war, record acquisitions, and why the model is the most commoditized layer.
podcast

Disruption Intelligence
The AI Bubble Is Real, but So Is the Efficiency Wave
Inside companies deploying AI, real efficiency gains are closer to 18–25%. Why we’d rather own the companies capturing that than the model makers.
podcast

Disruption Intelligence
AI Infrastructure Is Up 500%. Here's Why We're Short the Rally.
The AI infrastructure trade is running at full mania. We run the valuation math on why we’re short the rally and where the durable opportunity sits when the cycle turns.
podcast

Strategy Memo
AI Amplifies Good and Bad Engineering
AI amplifies strong engineering—discover why most companies get poor results with AI coding tools and what winners do differently.
Arsala Khan, Brad Herman & Hamiz Awan
research

Strategy Memo
OpenClaw, NemoClaw, and the Path to Institutional AI
Explore OpenClaw and NemoClaw: Personal AI agents with memory and institutional control for enterprise autonomy.
Arsala Khan, Brad Herman & Hamiz Awan
research

Research Memo
The Software Obituary Is Wrong
Software isn't dying—it's evolving. Discover why AI, no-code tools, and developer innovations expand rather than eliminate software's value and market opportunity.
Arsala Khan, Brad Herman & Hamiz Awan
research

Webinar
Betting Against the Crowd With Fundamentals
A webinar on how we positioned against market consensus by focusing on fundamentals over speculative trends.
webinars

Research Memo
The Gloves Have Come Off
The legendary F1 driver Ayrton Senna once said “You cannot overtake fifteen cars when it’s sunny weather, but you can when it is raining.”
Hamiz Awan
research

Blog
Blockchain’s Role in the AI Era: Programmable Trust for Agentic Systems
In an agentic stack, its role is to make payments, permissions, and proof programmable and verifiable at compute speed.
Brad Herman
blog

Intersection4
Episode #23 - AI, Inflation & Investing: Navigating the New Economy
Tariffs, inflation, Bitcoin’s divergence from traditional markets and the AI hype cycle: how investors can prepare for a changing world order.
podcast

Intersection4
Episode #22 - AI Agents and Robotics: Paving the Way for the Future
Why the web is built for humans not AI agents, whether MCP becomes the new interface, and where robotics investment is heading.
podcast

Intersection4
Episode #21 - The Role of Multimodal Data in Shaping the Future of AI
The gap between the AI agent and crypto communities, open source, how agents are trained, and the current state of agentic systems.
podcast

Strategy Memo
History of Private Equity Value Creation: From Financial Engineering to AI‐Powered Operations
Generative AI represents the largest discontinuity since the original LBO boom—potentially bigger, because it compounds across revenue and cost.
Brad Herman
research

Strategy Memo
Consulting Is Dead - Long Live the Operating Partner
What remains scarce is execution stamina. Businesses need entrepreneurial operators who roll up their sleeves, own outcomes, and stick around.
Brad Herman
research

Plutus21 Pulse
Pulse #007: The Operating Partner Model - Moving from Advice to Action
Hamiz Awan and Brad Herman on why traditional consulting is struggling and why the operating partner model moves from advice to action.
podcast

FuturProof
FuturProof #240: Differing Economic Realities of AI
Most AI organizations cannot be foundations focused on improving the world.
Hamiz Awan
futurproof

Plutus21 Pulse
Pulse #006: Breaking Blockchain - Space, Luxury, And Disruption
Unexpected uses of blockchain, from supply chains to space, the hurdles to adoption, and pairing it with AI.
podcast

Plutus21 Pulse
Pulse #005: Blockchain - The Building Blocks of Tomorrow
Blockchain fundamentals and how retail, trade, healthcare and finance use it to improve security, transparency and efficiency.
podcast

Plutus21 Pulse
Pulse #004: AI-Powered Solutions for Modern Financial Advisors - All You Need To Know
How AI tools help financial advisors escape outdated systems, compliance load and admin, and get back to clients.
podcast

Blog
Choose Greatness
Discover that greatness isn't reserved for the elite—it's a mindset within everyone.
Brad Herman
blog

Plutus21 Pulse
Pulse #003: Building Sustainable Business Models for Long-Term Financial Stability
Hamiz and Brad on what keeps a business stable long term: financial discipline, growth strategy and AI’s role in cutting costs.
podcast

Plutus21 Pulse
Pulse #002: From Stone Age to the Age of Intelligence - History Repeating Itself
With Liz of SweetBot: history keeps rewarding those who move first, and what that means for AI and blockchain today.
podcast

Intersection4
Episode #20 - AI’s Impact on Entry-Level Jobs and the Future of Work
The return to in-person work, hiring in a changing tech market, and what AI coding tools mean for entry-level roles.
podcast

FuturProof
FuturProof #239: Distribution Is King
In our first post, Data As The Moat, we discussed how proprietary data gives companies a competitive edge in the age of intelligent technologies.
Hamiz Awan
futurproof

Blog
An AI Agent just Went Rogue, Started a Religion and Created $400k in Wealth in a Few Days. (Seriously)
Discover how an autonomous AI agent created $400k in wealth and sparked a viral phenomenon—exploring the new era of independent AI agents and their unprecedented value creation potential.
Brad Herman
blog

Plutus21 Pulse
Pulse #001: Human evolution— The Future is Now!
From early tools to AI and blockchain: the inflection points in human progress and why early adopters gain the edge.
podcast

Blog
The New Age of Leverage Through AI Agents
AI personas represent the next monumental step in this evolution, offering unprecedented scalability and personalization that were previously unimaginable.
Brad Herman
blog

FuturProof
FuturProof #238: Data As The Moat
The future of intelligent technologies lies not just with companies creating new AI algorithms, but with those that own the data that makes those algorithms truly intelligent.
Hamiz Awan
futurproof

Intersection4
Intersection4 Podcast - Episode #19 - Challenges of running startups: Leadership, culture, and execution.
The growing pains of scaling a startup: leadership, tough conversations, culture and decisive execution.
podcast

Intersection4
Intersection4 Podcast - Episode #18 - Investing Insights: Contrarian Strategies and Market Realities
Finding contrarian investments, screening talent with AI, and why startups should compete on pace rather than demos.
podcast

FuturProof
FuturProof #237: Stop Waiting for AGI
Many are waiting for the moment when someone announces the creation of AGI (Artificial General Intelligence), assuming two critical things:
Hamiz Awan
futurproof

Blog
Knowledge is Now a Commodity
Knowledge barriers will no longer separate people; the ability to harness it will.
Brad Herman
blog

Blog
Time is a Flat Circle
Those who recognize AI’s potential in practical, tailored applications will be the ones who lead this new era, turning disruption into opportunity and creating a true productivity multiplier.
Brad Herman
blog

Intersection4
Intersection4 Podcast - Episode #17 - Apple Intelligence: Transforming AI with privacy at its core
Apple Intelligence, the Apple and OpenAI partnership, and why privacy and user choice will shape the AI market.
podcast

Intersection4
Intersection4 Podcast - Episode #16 - AI Meets Crypto | The Future of Data | SF Struggles | Sam’s Announcement
AI meets decentralized data, Ethereum and Bitcoin ETFs, crypto regulation, OpenAI’s and Google’s latest launches, and San Francisco’s struggles.
podcast

Blog
Shareholders, Not AI, Will Displace the Human Workforce
The companies that are first adopters of this technology will gain not only a significant production output advantage but also a significant competitive market advantage.
Brad Herman
blog

Blog
A Moment in Time
It’s the moments in time you don’t expect that end up being the most special.
Brad Herman
blog

Intersection4
Intersection4 Podcast - Episode #15 - Robotics, embodied AI, and the impact of AI in society
Robotics and embodied AI, the data problem behind them, and how AI will reshape jobs, production and the creator economy.
podcast

Intersection4
Intersection4 Podcast - Episode #14 - Unlocking AI agent potential: Current capabilities, challenges, and what the future holds
What AI agents can really do today: perception, reasoning and action, the memory problem, and why evaluation matters.
podcast

Blog
AI Disruption is Inevitable
The best thing for people to do is to arm themselves with the technology that is available and weaponize it to increase your value and productivity.
Brad Herman
blog

FuturProof
FuturProof #236: AI Technical Review (Part 8) - Pre-Training
Customizing Language Models: The Cornerstone of Pre-training
Hamiz Awan
futurproof

Intersection4
Intersection4 Podcast - Episode #13 - From the Field to Finance: Kelvin Beachum's Journey in the NFL and Angel Investing
NFL offensive tackle Kelvin Beachum on moving into angel investing, his thesis on data infrastructure and fintech, and STEAM education.
podcast

FuturProof
FuturProof #235: AI Technical Review (Part 7) - Fine Tuning
Customizing Language Models: Harnessing the Power of Fine-Tuning
Hamiz Awan
futurproof

FuturProof
FuturProof #234: AI Technical Review (Part 6) - Prompt Engineering
Prompt engineering focuses on one of the greatest limitations of AI models: the quality of instructions from humans.
Hamiz Awan
futurproof

Intersection4
Intersection4 Podcast - Episode #12 - Fast Start to 2024: Bitcoin ETFs, Republican Primaries, and Davos
The SEC’s approval of Bitcoin ETFs, the Republican primaries, and Javier Milei’s Davos speech on free markets.
podcast

FuturProof
FuturProof #233: AI Technical Review (Part 5) - Retrieval Augmented Generation
Customizing Language Models: The Power of Retrieval Augmented Generation (RAG)
Hamiz Awan
futurproof

Intersection4
Intersection4 Podcast - Episode #11 - Diving Deep into DeepTech
Elliot Roth of Deep Science Ventures on building a biomanufacturing startup, founder conflict, and the future of biotech funding.
podcast

FuturProof
FuturProof #232: AI Technical Review (Part 4) - Cloud AI
The Evolution of Cloud AI: A Centralized Approach to Intelligence
Hamiz Awan
futurproof

Intersection4
Intersection4 Podcast - Episode #10 - 2023 And Its Impact On 2024
Eight big themes from 2023, from AI adoption to geopolitics and alternative assets, and what they mean for 2024.
podcast

FuturProof
FuturProof #231: AI Technical Review (Part 3) - Edge AI
Edge AI is rapidly transforming industries by enabling efficient local data processing, enhancing user experiences, and ensuring privacy and security.
Hamiz Awan
futurproof

FuturProof
FuturProof #230: AI Technical Review (Part 2) - Large Language Models
LLMs remain a crucial part of the conversation, driving innovation and shaping the future of technology.
Hamiz Awan
futurproof

FuturProof
FuturProof #229: AI Technical Review (Part 1) - Small Language Models
In the future, your personal SLM will be tailored to your communication style, preferences, and information needs, offering a highly individualized interaction experience.
Hamiz Awan
futurproof

Intersection4
Intersection4 Podcast - Episode #9 - War on Hallucinations and Chips
OpenAI’s Dev Day, LLM hallucinations and context windows, the compute race, and an investor’s view of AI startups.
podcast

FuturProof
FuturProof #228: AI Investment Themes - Applied AI (4/4)
Applied AI stands out in the AI investment landscape, offering a unique blend of innovative technology and market-ready solutions.
Hamiz Awan
futurproof

FuturProof
FuturProof #227: AI Investment Themes - AI Infrastructure (3/4)
Investing in AI Infrastructure is about enabling the foundation upon which all AI technologies are built and operated.
Hamiz Awan
futurproof

Blog
The Intersection of AI, Blockchain and 'Skins'
I believe that the intersection of these three frontier technologies will bring about endless business opportunities for your years to come.
Brad Herman
blog

FuturProof
FuturProof #226: AI Investment Themes - AI Hardware (2/4)
Investing in AI Hardware offers a unique proposition, focusing on the tangible elements that bring AI technologies to life.
Hamiz Awan
futurproof

FuturProof
FuturProof #225: AI Investment Themes - Core AI (1/4)
Core AI is about building the fundamental capabilities of AI systems, enabling them to learn, adapt, make decisions, and perform tasks that would otherwise require human intelligence.
Hamiz Awan
futurproof

FuturProof
FuturProof #224: Enterprise Blockchain - Walmart (10/10)
Walmart's strategic and innovative use of blockchain technology underscores its commitment to quality, safety, and transparency in the food supply chain.
Hamiz Awan
futurproof

Intersection4
Intersection4 Podcast - Episode #08 - The Intersection of Tech and Consumer
What makes a consumer brand worth investing in, and how AI and blockchain are reshaping consumer technology.
podcast

FuturProof
FuturProof #223: Enterprise Blockchain - Broadridge (9/10)
Broadridge's strategic utilization of blockchain technology represents a significant advancement in the repo market and the broader financial industry.
Hamiz Awan
futurproof

FuturProof
FuturProof #222: Enterprise Blockchain - Mastercard (8/10)
Mastercard's strategic incorporation of blockchain, AI, and advanced identity verification technologies demonstrates a significant advancement in the digital payment industry.
Hamiz Awan
futurproof

FuturProof
FuturProof #221: Enterprise Blockchain - J.P. Morgan + Apollo (7/10)
The collaboration under Project Guardian marks a pivotal moment in the integration of blockchain technology in the financial services industry.
Hamiz Awan
futurproof

FuturProof
FuturProof #220: Enterprise Blockchain - Franklin Templeton (6/10)
The incorporation of the Polygon blockchain into Franklin Templeton’s Franklin On Chain U.S. Government Money Fund represents a significant stride forward for the asset management industry.
Hamiz Awan
futurproof

FuturProof
FuturProof #219: Enterprise Blockchain - European Investment Bank (5/10)
The EIB's trailblazing initiative to issue a digital bond on a dual blockchain platform represents a landmark moment in financial history.
Hamiz Awan
futurproof

FuturProof
FuturProof #218: Enterprise Blockchain - KKR (4/10)
KKR's proactive engagement with blockchain demonstrates the firm's forward-thinking approach to technology and access.
Hamiz Awan
futurproof

Case study
Private Equity Partnership: Enterprise Tech Transformation
The ongoing relationship between Novo Associates and its enterprise client serves as a compelling case study for how investor-driven consultancy can produce both immediate gains and sustainable long-term value.
Brad Herman
case-studies

FuturProof
FuturProof #217: Enterprise Blockchain - De Beers Group (3/10)
De Beers' proactive adoption of blockchain technology underscores its dedication to transparency, ethical sourcing, and consumer trust.
Hamiz Awan
futurproof

FuturProof
FuturProof #216: Enterprise Blockchain - The Home Depot (2/10)
The Home Depot's foray into blockchain, in partnership with IBM, has yielded significant operational benefits, particularly in enhancing vendor relationships and ensuring efficient dispute resolutions.
Hamiz Awan
futurproof

Strategy Memo
The Global Advantage
Building global teams is a strategy that goes beyond cost savings, opening avenues for enhanced innovation, competitiveness, scalability, and productivity.
Brad Herman
research

FuturProof
FuturProof #215: Enterprise Blockchain - Salesforce (1/10)
The largest companies in the world are building unique experiences and increasing operational efficiencies using blockchain technology so I want to explore these initiatives.
Hamiz Awan
futurproof

Intersection4
Intersection4 Podcast - Episode #07 - Living Forever With Technology and The Next Big Thing
Longevity investing, the ethics of extending life, and whether longevity becomes the next speculative cycle.
podcast

FuturProof
FuturProof #214: Frontier Fusion - Data (15/15)
Frontier technologies like blockchain, AI, and quantum computing provide revolutionary solutions to the intricate challenges surrounding data
Hamiz Awan
futurproof

Blog
Introducing Novo
Some background into my new venture.
Brad Herman
blog

Intersection4
Intersection4 Podcast - Episode #06 - Fundraising and Startup Landscape Changes
With guest Lindsey Mignano: where the defensibility of AI startups really lies, technology versus distribution, and shifts in venture capital.
podcast

Blog
My First Exit
The perspective of how most company exits probably go
Brad Herman
blog

FuturProof
FuturProof #213: Frontier Fusion - Education (14/15)
The goal should be to create global citizens equipped with the skills and knowledge to shape a brighter, more inclusive future.
Hamiz Awan
futurproof

FuturProof
FuturProof #212: Frontier Fusion - Intellectual Property (13/15)
The future of intellectual property should be as swift and open as the internet, propelling innovation across sectors instead of being locked behind paperwork and complexity.
Hamiz Awan
futurproof

FuturProof
FuturProof #211: Frontier Fusion - Insurance (12/15)
With the strategic deployment of blockchain and AI, insurance companies can address multiple challenges, ranging from outdated systems to fraud detection.
Hamiz Awan
futurproof

Intersection4
Intersection4 Podcast - Episode #04 - National Defense and Individual Security In The New Age
AI, quantum and blockchain in national defense, why private firms are becoming RIAs, and how defense tech meets venture capital.
podcast

Intersection4
Intersection4 Podcast - Episode #05 - Mergers and Liquidations
How founders, investors and operators should think about restructuring, bankruptcy and M&A, and which companies are still raising capital.
podcast

Intersection4
Episode #03 - Threads
Meta’s Threads launches as a direct challenger to Twitter. How network effects, public controversy and investor confidence shape the battle.
podcast

Strategy Memo
Marketing Makeover
A strategic organic marketing approach constructs an efficient, sustainable growth model for growing your business.
Brad Herman
research

FuturProof
FuturProof #210: Frontier Fusion - Climate Change (11/15)
These technologies can save money, improve operational efficiency, and offer competitive advantages to businesses.
Hamiz Awan
futurproof

Blog
My Journey Starts Now
I have recently made the decision to embark on a writing journey.
Brad Herman
blog

FuturProof
FuturProof #209: Frontier Fusion - Voting (10/15)
Leveraging advanced technologies can offer solutions that restore faith in the democratic process, enhance security, and ensure inclusivity.
Hamiz Awan
futurproof

Intersection4
Intersection4 Podcast - Episode #02 - Conspiracies and Commingling
The commingling of assets after the FTX bankruptcy, and whether traditional finance and regulators are reshaping crypto.
podcast

FuturProof
FuturProof #208: Frontier Fusion - Chronic Diseases (9/15)
The increasing prevalence of chronic diseases calls for integrated and advanced solutions. By uniting the capabilities of AI, IoT devices, blockchain, and superconductors, a comprehensive and transformative approach can be put together.
Hamiz Awan
futurproof

FuturProof
FuturProof #207: Frontier Fusion - Biodiversity Loss (8/15)
The daunting issue of biodiversity loss requires multi-pronged solutions, and both AI and blockchain can offer significant aid.
Hamiz Awan
futurproof

FuturProof
FuturProof #206: Frontier Fusion - Financial Inclusion (7/15)
The World Bank reports around 1.4 billion adults remain unbanked globally.
Hamiz Awan
futurproof

FuturProof
FuturProof #205: Frontier Fusion - Identity (6/15)
I was recently confirming wiring instructions over the phone - a standard practice - albeit one that I've increasingly started to perceive as futile.
Hamiz Awan
futurproof

FuturProof
FuturProof #204: Frontier Fusion - Food Waste (5/15)
The United Nations estimates that approximately one-third of all food produced globally, worth around $1 trillion, is wasted.
Hamiz Awan
futurproof

FuturProof
FuturProof #203: Frontier Fusion - Trading (4/15)
In the world of trading a variety of challenges persist.
Hamiz Awan
futurproof

Intersection4
Intersection4 Podcast - Episode #01 - First Take
Our first episode: separating AI hype from reality, the state of quantum computing, and the FTX versus IRS fight.
podcast

FuturProof
FuturProof #202: Frontier Fusion - Healthcare Fraud (3/15)
Healthcare fraud is a pervasive problem affecting everyone.
Hamiz Awan
futurproof

FuturProof
FuturProof #201: Frontier Fusion - Data Sharing (2/15)
Organizations and individuals possess valuable data that, if shared, can lead to collaborative research, improved services, and innovative solutions.
Hamiz Awan
futurproof

FuturProof
FuturProof #200: Frontier Fusion - Payments (1/15)
Discover how blockchain and AI fusion revolutionize payments—combining frontier technologies to create 100x more impactful solutions for modern transaction challenges.
Hamiz Awan
futurproof

FuturProof
FuturProof #199: Blockchain Non-Financial Use Cases - Travel Experience (30/30)
Discover how AI facial recognition and blockchain eliminate physical travel documents, streamlining airport security while protecting vulnerable travelers from identity fraud.
Hamiz Awan
futurproof

FuturProof
FuturProof #198: Blockchain Non-Financial Use Cases - Asset Records (29/30)
Discover how blockchain secures asset maintenance records with transparent, tamper-proof ledgers that enable trust and collaboration across stakeholders.
Hamiz Awan
futurproof

FuturProof
FuturProof #197: Blockchain Non-Financial Use Cases - Intellectual Property (28/30)
Problem: Managing intellectual property rights, ownership, and licensing in the digital era is challenging, with inefficiency, fraud, and lack of transparency being common issues.
Hamiz Awan
futurproof

FuturProof
FuturProof #196: Blockchain Non-Financial Use Cases - Travel Documents (27/30)
Discover how blockchain technology transforms travel documents—digital passports and visas secured by biometric data, eliminating forgery and theft forever.
Hamiz Awan
futurproof

FuturProof
FuturProof #195: Blockchain Non-Financial Use Cases - Digital Signatures (26/30)
Discover how blockchain digital signatures solve outdated authentication methods with tamper-proof, verifiable solutions for modern transactions.
Hamiz Awan
futurproof

FuturProof
FuturProof #194: Blockchain Non-Financial Use Cases - Decentralized AI Organizations (25/30)
Blockchain technology has opened new doors for decentralized governance and commercial/social interactions.
Hamiz Awan
futurproof

FuturProof
FuturProof #193: Blockchain Non-Financial Use Cases - Procurement (24/30)
In today's increasingly globalized and competitive market, companies are under pressure to demonstrate that their products are ethically sourced, environmentally friendly, and adhere to specific standards.
Hamiz Awan
futurproof

FuturProof
FuturProof #192: Blockchain Non-Financial Use Cases - Probate (23/30)
Problem: The probate process is time-consuming, expensive, and often contentious, with disputes arising over the validity of wills, asset distribution, and other matters.
Hamiz Awan
futurproof

FuturProof
FuturProof #191: Blockchain Non-Financial Use Cases - "Super Fan" Leaderboards (22/30)
"I am your biggest fan" is a common expression people use when they meet someone they look up to.
Hamiz Awan
futurproof

FuturProof
FuturProof #190: Blockchain Non-Financial Use Cases - Social Graphs (21/30)
Centralized social media platforms lack transparency, have opaque algorithms, and do not give users and creators full control over their social media data, followers, and value.
Hamiz Awan
futurproof

FuturProof
FuturProof #189: Blockchain Non-Financial Use Cases - Cooperatives (20/30)
Blockchain technology has revolutionized the way we approach various industries, but companies in the space continue to grapple with the challenge of aligning incentives for rapid user acquisition and long-term user retention.
Hamiz Awan
futurproof

FuturProof
FuturProof #188: Blockchain Non-Financial Use Cases - Public Records (19/30)
The Freedom of Information Act (FOIA) is an essential aspect of American democracy since it enables access to records from any federal agency.
Hamiz Awan
futurproof

FuturProof
FuturProof #187: Blockchain Non-Financial Use Cases - Corporate Governance (18/30)
Studies have estimated that BlackRock, Vanguard, and State Street together hold 40% of the voting power in the Russell 3000, 25% of the voting power in the S&P 500, and 20% of the voting power in the MSCI ACWI Index.
Hamiz Awan
futurproof

FuturProof
FuturProof #186: Blockchain Non-Financial Use Cases - Serverless Architecture (17/30)
Why can’t computing capacity and storage be as elastic as electricity?
Hamiz Awan
futurproof

FuturProof
FuturProof #185: Blockchain Non-Financial Use Cases - Data Storage (16/30)
Estimates indicate that the global economy will generate 175 zettabytes (1 zettabyte is 1 trillion gigabytes) of data annually by 2025.
Hamiz Awan
futurproof

FuturProof
FuturProof #184: Blockchain Non-Financial Use Cases - Credit System (15/30)
The credit system does not just affect wealth but also life-changing opportunities like buying a home or getting a job.
Hamiz Awan
futurproof

FuturProof
FuturProof #183: Blockchain Non-Financial Use Cases - Loyalty Programs (14/30)
The global loyalty program market is in the hundreds of billions of dollars.
Hamiz Awan
futurproof

FuturProof
FuturProof #182: Blockchain Non-Financial Use Cases - Advertising (13/30)
Some estimates are as high as 50% of all venture capital goes directly into the tried and tested strategy of running Facebook and Google ads.
Hamiz Awan
futurproof

FuturProof
FuturProof #181: Blockchain Non-Financial Use Cases - IoT Networks (12/30)
It is estimated that there will be close to 30 billion Internet-of-Things (IoT) devices connected globally by 2025.
Hamiz Awan
futurproof

FuturProof
FuturProof #180: Blockchain Non-Financial Use Cases - Food Supply (11/30)
BCG: “Each year, 1.6 billion tons of food worth about $1.2 trillion are lost or go to waste—one-third of the total amount of food produced globally.
Hamiz Awan
futurproof

FuturProof
FuturProof #179: Blockchain Non-Financial Use Cases - Carbon Credits (10/30)
The carbon credits market has exploded to a value of over $250 billion.
Hamiz Awan
futurproof

FuturProof
FuturProof #178: Blockchain Non-Financial Use Cases - Subsidy Fraud (9/30)
A fraudster in California used the $1-per-gallon subsidy earmarked for biofuel producers to steal more than $1 billion from taxpayers: https://www.justice.gov/opa/pr/jury-finds-los-angeles-businessman-guilty-1-billion-biodiesel-tax-fraud-scheme
Hamiz Awan
futurproof

FuturProof
FuturProof #177: Blockchain Non-Financial Use Cases - Police Reports (8/30)
How do you report a corrupt police officer?
Hamiz Awan
futurproof

FuturProof
FuturProof #176: Blockchain Non-Financial Use Cases - Tax Refund Fraud (7/30)
The IRS estimates that $31 billion in income tax refunds were paid to fraudsters in 2018 alone.
Hamiz Awan
futurproof

FuturProof
FuturProof #175: Blockchain Non-Financial Use Cases - Tax Credits (6/30)
Tax credits are a large and opaque market with a direct impact on taxpayers.
Hamiz Awan
futurproof

FuturProof
FuturProof #174: Blockchain Non-Financial Use Cases - Shared Mobility (5/30)
Uber/Lyft advertise they charge a 25% commission to drivers for using their platform.
Hamiz Awan
futurproof

FuturProof
FuturProof #173: Blockchain Non-Financial Use Cases - Energy Grids (4/30)
Energy has largely been centralized: a few public and private entities managed the production, storage, and distribution of the vital resource for billions around the world.
Hamiz Awan
futurproof

FuturProof
FuturProof #172: Blockchain Non-Financial Use Cases - Property Records (3/30)
I was sitting in amazement in a title office a few days ago as the title agent explained to me they almost sold a property and paid a fraudster without the real owner ever realizing it.
Hamiz Awan
futurproof

FuturProof
FuturProof #171: Blockchain Non-Financial Use Cases - Healthcare Data (2/30)
“The only way to get better health care is to get better data and the only way to get better data is to incentivize its release.” - Marzyeh Ghassemi, Assistant Professor, MIT
Hamiz Awan
futurproof

FuturProof
FuturProof #170: Blockchain Non-Financial Use Cases - Personal Identifiable Information (1/30)
CNBC: Identity fraud cost Americans a total of about $56 billion last year, with about 49 million consumers falling victim.
Hamiz Awan
futurproof

FuturProof
FuturProof #169: Blockchain Vocabulary - Wallets (30/30)
A private key is like a password to your digital vault with digital assets.
Hamiz Awan
futurproof

FuturProof
FuturProof #168: Blockchain Vocabulary - Protocol Layers (29/30)
Layer 0: Enables interoperability between layer 1 protocols (e.g.
Hamiz Awan
futurproof

FuturProof
FuturProof #167: Blockchain Vocabulary - Consensus Mechanism (28/30)
A consensus mechanism refers to the protocols, concepts, and incentives that ensure that there is a single, consistent, and true version of the blockchain.
Hamiz Awan
futurproof

FuturProof
FuturProof #166: Blockchain Vocabulary - Bridges (27/30)
Bridges connect two blockchain platforms by allowing the transfer of assets and data between them.
Hamiz Awan
futurproof

FuturProof
FuturProof #165: Blockchain Vocabulary - Oracles (26/30)
Oracles provide the data connection between blockchain applications and the outside world.
Hamiz Awan
futurproof

FuturProof
FuturProof #163: Blockchain Vocabulary - Vote-Escrow Gauges (24/30)
Vote-escrow tokens are used to vote on gauges, which determine how the rewards and revenue generated by the protocol are allocated.
Hamiz Awan
futurproof

FuturProof
FuturProof #164: Blockchain Vocabulary - Layer 1 Migration (25/30)
As discussed previously, builders have always been constrained by the infrastructure available to them.
Hamiz Awan
futurproof

FuturProof
FuturProof #162: Blockchain Vocabulary - Vote-Escrow Tokens (23/30)
Most original versions of protocol governance models gave all token holders an equal weight in decision-making.
Hamiz Awan
futurproof

FuturProof
FuturProof #161: Blockchain Vocabulary - Forks (22/30)
Public blockchains are built on top of a set of software that is maintained and controlled by the network participants.
Hamiz Awan
futurproof

FuturProof
FuturProof #160: Blockchain Vocabulary - Dynamic Non-Fungible Assets (21/30)
The first version of non-fungible assets was static in nature: the data attached to these assets is fixed and cannot be changed after creation.
Hamiz Awan
futurproof

FuturProof
FutureProof #50: Mona Lisa vs. NFTs
Anyone can just Google and save a picture of the Mona Lisa without owning it or paying a fee
Hamiz Awan
futurproof

FuturProof
FutureProof #51: The Core Debate
The core debate is rarely on the merits of blockchain technology but mostly which stage of the adoption cycle we are in
Hamiz Awan
futurproof

FuturProof
FutureProof #49
One of the most crowded hedge fund trades during 2020-2021 was Bitcoin
Hamiz Awan
futurproof